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There’s a popular saying that goes, “Life is what happens while we are making other plans.” In simple terms, this tells us that disasters are unpredictable; they can stun us and destabilise us, especially when we are unprepared. When finances are involved, the unexpected is mostly not a good thing. What are unexpected expenses? Unexpected …

While having life insurance through your employer is a great perk that can provide you and your loved ones with peace of mind in case the worst happens, the real question to be asked here is, “is it enough coverage?” If you’re one of those who enjoy the perks of life insurance through their employer, …

A beneficiary is required to be named for every life insurance policy. By definition, a beneficiary is simply one who gets the proceeds of the life insurance policy in the event of the unforeseen or inevitable. Your benficairy(ies) can be: A person Several People A trust A charity An Estate Beneficiary tips for Life Insurance …

Stress at work could lead to significant health consequences, ranging from benign flu and colds to potentially malignant health issues such as heart diseases and chronic fatigue. Stress at work is a common phenomenon. While finding a low-stress job may be nearly impossible, since every job comes with its own unique stressors. A better approach …

So you’ve decided to stop smoking but you still finding yourself going back for a few drags and then feel it’s impossible to quit smoking. News flash! Deciding that you are ready to stop smoking is half the battle. Knowing how to navigate your way towards becoming smoke-free can help in making the decision easier …