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We are pleased to inform you that Capital Express Life Assurance Limited has fulfilled the minimum capital requirement of ₦10 billion set by the National Insurance Commission (NAICOM) under the Nigerian Insurance Industry Reform Act (NIIRA) 2025. This achievement highlights our financial robustness, regulatory compliance, and ongoing commitment to protecting you and safeguarding your peace …

Nigerians often trust roadside money changers more than insurers. Only 10% trust insurers to pay claims reliably, and over 60% had trouble with claims in the past year. Slow claims and unclear policies hurt the industry’s reputation, but technology is changing this as insurance becomes simpler and more reliable thanks to AI, mobile networks, data …

PROTECTION IS NOT PESSIMISM Why Nigeria’s economic realities in 2026 demand a new definition of wealth, one rooted in planning, discipline, and protection. Mathew Ogelenya Ogewzhi MD/CEO Capital Express Life Assurance For decades, wealth in Nigeria has been measured largely by income, how much one earns, how fast one grows, and how visibly one succeeds. …

Living Without Life Insurance is a Risk: 5 Risks Life insurance is often considered a daunting and unnecessary financial tool, but in reality, it is one of the most important investments you can make. Therefore living without life insurance is a risk not many people are aware of. When we think of the future, we all …

A Lapsed Policy: What Is It? & Five Ways to Avoid it We cannot overstate the importance of having a life insurance policy in place to protect yourself and your loved ones. However, a life insurance policy can lapse if the policyholder fails to pay their premiums on time. A lapsed policy is an insurance …