Quotes, living benefits, annuities etc, – Terminologies like these make insurance seem foreign to many, and incomprehensible when discussing. Fortunately, there are insurance professionals who can help make a sense of it all.  In this article, we try to simplify and explain some of the most misunderstood and used insurance terms and their meanings.    15 Insurance Terminologies commonly misunderstood   Accelerated Death benefit: An accelerated death benefit, is frequently …

You probably may have heard of the term “death benefits” and conclude that the advantages of life insurance only applies when death occurs, we’ll have to burst your bubble there. So, what living benefits are there in life insurance?  Generally, life insurance benefits your loved ones after your passing, it can also avail them (and you) before the inevitable arrives. …

You have taken one step in securing your family’s financial future. Doing this means you’re concerned about the welfare of your loved ones and ready to help them maintain their standard of living in preparation for the inevitable.  The kicker is in knowing if you have enough coverage.  So, do you? How do you know if …