Product Description

Capital Express Assurance Flexi 3 Plan is a hybrid endowment policy with an In-built flexibility that pays the sum assured in three installments at the end of each one-third of the policy term.

It provides payment of the sum assured plus accrued bonuses in the event of death of the policyholder before maturity.

The plan has three options from which the policyholder can choose from based on his convenience and financial needs.

The three options and benefits available are:

1st Option2nd Option3rd Option
  • Minimum annual premium of N60,000
  • Premium frequency can be annually, half-yearly, quarterly or monthly.
  • Level premium payable throughout the policy term
  • Loan facility up to 90% or policy’s cash value
  • Opportunity to choose scales or benefit according to needs
  • Tax free maturity benefit.
  • Installments can be collected for immediate needs or re-invested with Capital Express Assurance Limited
  • Provides financial protection for the family
  • Can be used as collateral or security for loan
  • Creates financial peace of mind
  • Generate funds build up
  • Premiums and Benefits are tax free
The following benefits can be added on payment of additional premiums
  • Waiver of Premium
  • Accidental death benefit
  • Permanent Disability cover due to Accident or Sickness
  • Critical illness